The bank is covered. Your family should be too.
Every homeowner already carries insurance that protects the lender. If the house burns down, the mortgage still gets paid. If the homeowner dies, nothing about the loan changes, and the family finds that out in the worst month of their lives. Family Equity Protection exists to close that gap: coverage sized to your mortgage, paid to the people you name, so the house stays theirs.
One conversation, the whole house
We're not an insurer, we're not a lender, we're not connected to your mortgage servicer, and we're not a government program. A licensed agent compares mortgage protection coverage from multiple carriers with you, sizes it to your balance and your payment, and tells you plainly what it would cost and whether you qualify.
Sized to your house, not a table
Your balance and your payment set the target: a year of payments, two, or the whole loan. Nothing is sold by the round number.
Paid to your family, not the bank
The benefit goes to the beneficiary you name. They decide whether to pay the mortgage off, keep paying it, or sell on their own terms.
Independent, not captive
The agents we work with compare coverage from multiple carriers. Nobody is paid to steer you toward one company's policy.
Licensed where you live
Your request only goes to an agent licensed in your state. It's checked before anyone reaches out, not after.
What we're not
- A lender, a loan servicer, or anyone connected to your mortgage. We never see your loan and cannot change it.
- A lender or government program. Mortgage protection is optional, and no lender requires it.
- An insurance company. Policies are issued by licensed carriers, subject to their underwriting.
How we're paid
You never pay us. If you decide to apply and a carrier issues the policy, the carrier pays the agent or their agency a commission out of the policy's pricing. It isn't an extra line on your bill; the premium is the carrier's rate either way.
That means we only do well when a homeowner ends up with coverage they keep. Selling the wrong policy, or a bigger one than a family needs, costs us the relationship, so the advice is built to hold up years later, not just on the call.
The facts, in one place
What a regulator, a carrier, or a careful customer would want to know about who runs this site.
- Trade name
- Family Equity Protection
- Legal entity
- Sakred Business Solutions LLC
- What we are
- An insurance service for homeowners comparing mortgage protection coverage. Licensed agents review your options with you, and we are paid by carriers only if a policy is issued.
- What we're not
- An insurance company, a bank, a lender, a loan servicer, or a government program.
- Who we serve
- Homeowners looking for mortgage protection coverage, in the United States.
- Licensing
- Every agent who reviews your options holds the insurance license required in your state. Products are not available in all states.
- Contact
- support@familyequityprotection.com(813) 726-1753382 NE 191st St, #875614, Miami, FL 33179
Check my eligibility
Nine questions. Sixty seconds. No cost, no obligation.